The Ultimate Guide to Homeowners Insurance Claim Denial Attorney

BRZ-INSURANCE-HOMEOWNERS-POLICY
Spread the love

The Ultimate Guide to Homeowners Insurance Claim Denial Attorney

Where do you go when your insurance company denies your claim, or outsources the decision to a third party? Chances are that they send you on a wild goose chase. In the short-term, this can be a pain in the butt and waste your time and energy. But in the long-term, it could be downright dangerous if you end up having to hire someone else to help fight for what should rightfully have been yours all along.

Fighting for Claim

The time to fight is before the insurer denies your claim! We all have experienced the hassle of submitting an insurance claim. And over the years, we have also encountered many results that are less than favorable. For example, one person I know was told that his entire roof was undamaged when in actuality it needed replacing. He expected to be reimbursed for the cost of repairs, but after waiting several months without hearing from his insurance company, he received a terrible settlement on his claim.

Truth

The truth is that some insurance companies are just too stupid to benefit customers by approving their claims; hence they create policies upon which they refuse to make payments even though it would be in their best interest to do so. So as a result, you will always see people fighting for the money that their insurance company is just too cheap to pay out.

But what if you found an attorney who will fight for you against the insurance company who wants to take from you? That’s exactly what I want to do for people!

Hiring an Attorney

it’s called Homeowners Insurance Claim Denial Attorney. Yes, you can now have someone fighting on your behalf during the claim process. The only thing standing in your way is whether or not you choose to involve an attorney, or instead work it out yourself with all of your resources at hand. I will work hard for you, and represent you with a vengeance in order to obtain your rightful claim.

The Truth About Homeowners Insurance Claim Denial Attorney

Every day, people are denied on their homeowner’s insurance claim, which leads to a denial of benefits and may force them to pay an outrageous deductible. In addition, it’s common for insurance companies to misconstrue the facts and deny your claim by telling you that your refusal to allow them access or investigate contributed to the damages. This is not true!

Hidden Truth

Unfortunately, many insurance companies won’t tell you how this system can be rigged against you. If anyone was negligent in securing or maintaining property (including an insured), they should be held liable ― NOT YOU! These claims are often denied without merit simply because the individual filing had an effective Homeowners Insurance Policy. In fact, most insurance companies will tell you that they are responsible for the state’s filing of claims for any damage that is not related to a hurricane, flood, earthquake or other natural calamity.

What Actually Happens

To obtain a homeowner’s policy from an insurance company, you are required to answer certain questions and fill out a multitude of forms. Depending on how well the insurance agency gathered information on the applicant and their history with property damage, they can give the insured several options to purchase coverage. In many cases, the insurance company will offer you one simple choice:

You could receive either a “No Fault” or a “Full Coverage” policy.

If you love your home and want to protect it from damage and be able to repair it if something does happen, you would probably choose a “No-Fault” policy, which is similar to other states’ no-fault auto insurance laws. If you do not have an automobile that would require such coverage, then this type of policy is perfect for you as well.

If you want to protect your home, but don’t feel you need to cover “everything” from the potential damage you may incur, then a “Full Coverage” policy would be for you. In some cases, if the value of a home is greater than a certain amount (usually $250,000), then the insurance company will require you have Full Coverage.

Answering the Questions

Either way, the homeowner is required to fill out a multitude of forms and answer several questions as it relates to their property. This includes questions on whether they are going to fill any structures on their property or if they have any collectibles that may be valuable.